CashAdvance.com is recommended in the following categories:Personal Loans Reviews
Trusted Short-Term Lender
You need money, and you need it quickly. We've all been there - we know what it's like to feel like there's nowhere left to turn. Whether it's an emergency situation or an unexpected expense, that's where Cash Advance comes in. They can help connect you with a short-term lender to get you the cash you need in as little as 24 hours.
All About CashAdvance.com
Cash Advance is a free service that matches customers like you to short-term lenders. Simply fill out their online form, and they securely send your information to potential lenders. In order to apply for a loan through Cash Advance, you must be at least 18 years old and a U.S. citizen, have a verifiable income of at least $1,000 a month after taxes, and have a valid checking account and contact information. Once you're matched with a lender, you can find out about their specific rates, repayment schedules, and any other fees associated with your short-term loan. You can typically borrow between $100-$1,000 with a short-term loan, and you usually pay it back between 7 and 30 days from when you borrow the money.
These types of loans typically come with extremely high interest rates, so they are meant to be used for unexpected or emergency expenses, not as day-to-day funds. Unlike loans for larger amounts, you are usually expected to pay the full amount of the short-term loan back all at once (hence the name "short-term"). You can schedule the repayment to coincide with your next paycheck, so it's effectively an advance on your paycheck, but with interest paid to your lender.
If you are approved for a loan, the money can be direct deposited into your bank account in just 24 hours. Be warned though, when you give them your bank account information for the direct deposit, you are also likely giving them permission to transfer the loan amount (plus interest and fees) back out of your account on the specified repayment date. It's important to read all of the fine print that comes with the loan so you understand exactly how much you will be expected to repay and on what date. You want to make sure you have enough money in your account on the repayment date so you don't incur overdraft or insufficient funds fees from your bank.
Why Customers Choose CashAdvance.com
We all know there are some shady loan companies out there - like those ones you can find in crumbling buildings with letters missing from the sign. Customers love Cash Advance because they are upfront, honest, and transparent with how your loan application works. They have been in the loan industry since 1997, so you know you're working with a reputable company. They also provide a lot of information to customers about how short-term loans work, what the implications are for late or non-payment of your loan, and resources to help educate yourself before you take out a loan.