LifeLock is recommended in the following categories:Identity Theft Protection Reviews (2017)
Detecting, Alerting† & Restoring
LifeLock can help protect your identity for as little as $8.99 per month. Identity theft is a serious concern that can cost consumers valuable time and money. You use your personal information for many types of transactions, both online and in person, so it’s time to help protect your identity with LifeLock’s proprietary monitoring for uses of your personal information and identity restoration services.
All About LifeLock
Sure, you can get free credit reports and watch for any unusual activity yourself, but credit reports and your credit score are only one aspect of detecting identity fraud. LifeLock scans millions of data points every day to detect potential suspicious activity involving your information and offers a full range of services to help protect your identity and restore it should a breach occur. They offer three plans so you can select the one that’s best for your unique needs.
LifeLock Standard is their basic plan and is normally $9.99/month. Right now it's 10% off at $8.99/month. This includes many of the major identity protection features designed to help keep your personal information secure and alert you if a red flag goes up. They work to reduce public exposure of your information, remove you from pre-approved credit card mailing lists, and patrol criminal websites to make sure your information doesn’t show up there. If identity thieves do get a hold of your info, you’ll receive alerts through the patented LifeLock Identity Alert system by text, phone, or email with details on what information may have been compromised and what the next steps are that you should take. Even your wallet is protected should it be lost or stolen. Their identity protection agents are standing by to assist you so you don’t have to face identity theft on your own.
Their next level of protection, LifeLock Advantage, is double the cost of the Standard plan at $19.99/month, but adds some important identity theft protection features you may want to consider. You get an annual look at your credit report and credit score from one credit bureau, so you can review any changes and see the details of your credit history. LifeLock also monitors for fictitious identities tied to your Social Security Number and checks court records to see if your name and birth date are being used by criminals. They also provide an online portal where you can review all of your credit card, checking and savings account activity and receive alerts when withdrawals, transfers, or large purchases are made.
For premium coverage, LifeLock Ultimate Plus uses a fine tooth comb to comprehensively check and monitor your identity, so you can be sure to know if any suspicious changes take place. At $29.99 per month, it’s a pricey option, but if you feel that you could use the extra protection, it may be worth the extra green. With the Ultimate Plus plan, LifeLock monitors your investment and retirement accounts for any suspicious balance transfers or fraudulent withdrawals. They watch for suspicious credit inquiries and provide monthly credit score tracking from one credit bureau as well as a yearly report from all three major credit bureaus. They also take the time to search popular file sharing sites to make sure your personal information isn’t being leaked. You can even get alerts if your name or personal information appear in a sex offender registry. It’s all part of the peace of mind that comes with LifeLock’s top tier plan.
Why Customers Choose LifeLock
Customers like to know that they’ve made a smart investment in their identity protection. With LifeLock, all of their plans are backed by a $1 million service guarantee. If your identity is ever stolen or compromised, they will spend up to $1 million to hire the necessary lawyers, accountants and investigators to help with your identity recovery. Parents like that LifeLock even offers protection for the youngest victims of identity theft with LifeLock Junior. It’s only $5.99/month to add on to an adult membership, and it helps safeguard your child's Social Security Number and good name with proactive identity theft protection designed specifically for children.
No one can prevent all identity theft.
† LifeLock does not monitor all transactions at all businesses.
‡ Stolen Funds Replacement and Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy issued by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Under the Stolen Funds Replacement, LifeLock will reimburse stolen funds up to $25,000 for Standard membership, up to $100,000 for advantage membership and up to $1 million for Ultimate Plus membership. Please see the policy for terms, conditions and exclusions at LifeLock.com/legal.
LifeLock and the LockMan logo are registered trademarks of LifeLock, Inc.