Experian is recommended in the following categories:Identity Theft Protection Reviews
Daily Monitoring and Credit Reporting
You've worked hard for your credit score, and Experian can help protect it from fraud with daily monitoring of your personal information. Good credit can take decades to build through responsible money management, but it only takes identity thieves a few minutes to ruin your credit with fraudulent purchases, bogus credit cards or unauthorized loans taken out in your name. Experian's identity protection products can help catch identity theft and fraud when it happens and help you regain your good name and credit.
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All About Experian
Experian has several products to help you take control of your credit score and personal information and not leave something so important up to chance or good luck. If you're only looking to track your credit, try the Experian Credit Tracker. It's just $1.00 for the first week, and $21.95/month to continue with your membership after that. There's no long-term commitment, so you can cancel at anytime if you're not satisfied. This provides you with unlimited access to your Experian credit report and your FICO Score. Your FICO Score is what most lenders use to determine your credit risk, so it plays a big role in determining what types of loans you qualify for and what interest rates you'll be offered. Plus, you will get daily monitoring of your Experian credit report and custom alerts if your credit score goes up or down.
Sometimes, you just need to check in and see where things stand with your credit score. For this, Experian offers two options. You can get a 3-Bureau Credit Report and FICO® Scores for $39.95 that shows your Experian, Equifax, and TransUnion credit reports and FICO Scores. These reports are presented side-by-side so you can scan them together in an easy-to-understand format that presents your complete credit information. The other option is to order an Experian Credit Report and FICO Score. This is just $19.95 and gives you instant online access to your Experian report and credit score for 30 days.
For full peace of mind, their Identity Theft Protection service by ProtectMyID is $15.95/month and includes a variety of features to help guard your identity. Experian understands that most people have busy lives and simply don't have time or resources to continuously monitor their credit reports. That's why they look at over 50 pieces of data on three separate reports every day to monitor for suspicious changes or signs of fraud. They also scan the internet to make sure your social security, debit or credit card numbers are't exposed online. It's always better to prevent theft before it happens, so Experian sends you early warning alerts to let you know if your identity is at risk. Should something happen to your personal information - whether it's an online data breach or your wallet simply goes missing - Experian will take charge and cancel any compromised cards or accounts and even reorder new debit, credit or medical cards for you.
Why Customers Choose Experian
Good credit begins with knowing where your credit is today, learning how to make smarter financial decisions tomorrow and protecting your credit moving forward. Experian can help with all aspects of responsible credit management through their paid services and free credit advice. Let Experian do the heavy lifting for you when it comes to protecting your identity and monitoring your credit.